Money Matters

This course will focus on educating students to become responsible financial citizens. Competencies covered will include: Banking, Budgeting, Credit, Saving & Investing and Taxes. Each student will complete a Capstone project. This course fulfills the finance graduation requirement.

School Competencies
  • Financial Citizenship (Wellness - Foundational)
Course Competencies
  • Banking: Students will be able to analyze a variety of banking options. Further, given a real world scenario, they will be able to categorize payments and deposits in a checkbook register. After receiving a bank statement, analyze the information and reconcile the checking account.
  • Credit: Students will be able to analyze a variety of credit sources. They should further be able to compare costs and risks associated with each. Students will be able to analyze the pros and cons of credit.
  • Saving and Investing: Students will be able to analyze a variety of saving and investment options. They should further be able to compare risk and return with each and be able to predict the outcome of various options. Students will be able to calculate the future value of an account that earns a fixed rate of interest.
  • Taxes: Students should be able to explain why taxes exist and the methods by which they are collected in the U.S. Given a real world scenario, students will analyze data and apply their knowledge of the tax code in order to complete a federal income tax.
  • Budgeting: Given a set of data, students will be able to design a budget that includes both fixed and variable expenses and would allow a person/family to live within their means.
Credits

.5

Grades

9-12